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Kameti Winner Surcharge
Chit Fund / Kameti Calculator
Calculate interest paid (early withdrawal) or earned (late withdrawal) — full member analysis
Chit Fund Setup
How is the monthly discount/bid decided?
Fixed Discount Amount
Fixed Discount %
Declining (Auction Style)
Number of Members
2
100
= number of months in the chit
Monthly Contribution / Member
₹
₹100
1L
Organiser Commission
%
0%
20%
% of pot taken by foreman each month
Fixed Monthly Discount Amount
₹
₹0
50K
Amount winner forgoes from the pot each month
Fixed Monthly Discount %
%
0%
50%
Max Discount (Month 1 bid)
₹
₹0
1L
Min Discount (Last month bid)
₹
₹0
50K
Last member typically takes at 0 discount
Pot / month:
—
Duration:
—
Foreman / month:
—
Dividend / member / month:
—
Calculate Chit Fund
Chit Fund Summary
Total Pot Value
—
Each Member Pays (Total)
—
Total Dividends Earned
—
Total Foreman Earnings
—
Best Month to Take
—
Worst Month to Take
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📊 What happens if you take the pot in month…
Select your month:
Month
1
Key Insights for All Positions
Month-by-Month Chit Schedule
Month
Pool (Pot)
Discount Bid
Foreman Cut
Winner Gets
Dividend/Member
Cumul. Dividend
Net Cost if Taken
Eff. Rate (p.a.)